Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$81,977	$81,977	$260,100
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$178,123	$0
Funding fee	$0	$0	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	4.260%	6.821%	7.640%
1st payment	$539.91	$539.91	$1,800.88
2nd payment	$0.00	$1,187.49	$0.00
Taxes / mo	$142.92	$142.92	$142.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.13	$86.13	$52.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$918.95	$2,106.44	$2,145.82
Cash to close	$207,023	$28,900	$28,900