Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$641,648$641,648$787,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$145,852$0
Funding fee$0$0$0
Note rate6.320%6.320%7.400%
Blended rate6.870%7.079%7.640%
1st payment$4,157.58$4,157.58$5,452.49
2nd payment$0.00$972.35$0.00
Taxes / mo$729.17$729.17$729.17
Insurance / mo$216.67$216.67$216.67
MI / mo$307.21$307.21$157.50
HOA / mo$747.00$747.00$747.00
Total monthly$6,157.62$7,129.97$7,302.82
Cash to close$233,352$87,500$87,500