Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$316,751	$316,751	$475,200
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$158,449	$0
Funding fee	$1,584	$1,584	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	6.900%	7.640%
1st payment	$2,016.72	$2,016.72	$3,290.19
2nd payment	$0.00	$1,056.33	$0.00
Taxes / mo	$251.03	$251.03	$251.03
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.04
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,484.41	$3,540.73	$3,852.92
Cash to close	$211,249	$52,800	$52,800