Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$360,955	$360,955	$845,100
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$484,145	$0
Funding fee	$1,805	$1,805	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	5.764%	7.640%
1st payment	$1,708.07	$1,708.07	$5,851.30
2nd payment	$0.00	$3,126.77	$0.00
Taxes / mo	$782.50	$782.50	$782.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$169.02
HOA / mo	$130.00	$130.00	$130.00
Total monthly	$2,837.23	$5,964.00	$7,149.49
Cash to close	$578,045	$93,900	$93,900