Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$399,483	$399,483	$404,100
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$27,067	$0
Funding fee	$0	$0	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.900%	7.216%	7.640%
1st payment	$2,507.17	$2,507.17	$2,797.91
2nd payment	$0.00	$267.85	$0.00
Taxes / mo	$374.17	$374.17	$374.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$184.68	$184.68	$80.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,216.02	$3,483.87	$3,402.89
Cash to close	$49,517	$22,450	$44,900