Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$473,256$473,256$495,000
Remaining term (yrs)28.428.430.0
Secondary amount$0$49,244$0
Funding fee$0$0$0
Note rate6.720%6.720%7.400%
Blended rate7.270%7.704%7.640%
1st payment$3,110.97$3,110.97$3,427.28
2nd payment$0.00$487.31$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$220.52$220.52$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,956.49$4,443.80$4,151.28
Cash to close$76,744$27,500$55,000