Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,198	$107,198	$180,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$72,802	$0
Funding fee	$0	$0	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	4.180%	6.129%	7.640%
1st payment	$546.03	$546.03	$1,246.28
2nd payment	$0.00	$546.01	$0.00
Taxes / mo	$68.75	$68.75	$68.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$87.98	$87.98	$36.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$852.76	$1,398.78	$1,501.03
Cash to close	$92,802	$20,000	$20,000