Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$247,881$247,881$494,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$246,219$0
Funding fee$1,239$1,239$0
Note rate2.770%2.770%7.400%
Blended rate2.770%5.252%7.640%
1st payment$1,146.04$1,146.04$3,421.05
2nd payment$0.00$1,590.16$0.00
Taxes / mo$316.83$316.83$316.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,629.54$3,219.70$4,003.37
Cash to close$301,119$54,900$54,900