Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$120,516	$120,516	$764,999
Remaining term (yrs)	15.9	15.9	30.0
Secondary amount	$0	$644,483	$0
Funding fee	$0	$0	$0
Note rate	3.590%	3.590%	7.400%
Blended rate	4.440%	7.229%	7.640%
1st payment	$826.04	$826.04	$5,296.70
2nd payment	$0.00	$4,162.29	$0.00
Taxes / mo	$352.42	$352.42	$352.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$128.86	$128.86	$153.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,523.98	$5,686.26	$6,018.78
Cash to close	$729,483	$85,000	$85,000