Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$558,464	$558,464	$585,000
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$26,536	$0
Funding fee	$0	$0	$0
Note rate	6.690%	6.690%	7.400%
Blended rate	7.240%	7.320%	7.640%
1st payment	$3,670.98	$3,670.98	$4,050.42
2nd payment	$0.00	$199.02	$0.00
Taxes / mo	$677.08	$677.08	$677.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$261.01	$261.01	$117.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,775.74	$4,974.76	$5,011.17
Cash to close	$91,536	$65,000	$65,000