Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$218,302$218,302$395,100
Remaining term (yrs)22.922.930.0
Secondary amount$0$176,798$0
Funding fee$1,092$1,092$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.652%7.640%
1st payment$1,181.64$1,181.64$2,735.59
2nd payment$0.00$1,178.65$0.00
Taxes / mo$155.67$155.67$155.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.02
HOA / mo$7.92$7.92$7.92
Total monthly$1,495.23$2,673.88$3,128.20
Cash to close$220,698$43,900$43,900