Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,701	$218,701	$359,999
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$141,298	$0
Funding fee	$0	$0	$0
Note rate	3.610%	3.610%	7.400%
Blended rate	4.460%	5.849%	7.640%
1st payment	$1,162.10	$1,162.10	$2,492.56
2nd payment	$0.00	$941.99	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.83	$180.83	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,826.26	$2,768.25	$3,047.89
Cash to close	$181,298	$40,000	$40,000