Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,665$376,665$396,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$41,335$0
Funding fee$0$0$0
Note rate4.980%4.980%7.400%
Blended rate5.830%6.428%7.640%
1st payment$2,165.40$2,165.40$2,741.82
2nd payment$0.00$409.05$0.00
Taxes / mo$366.67$366.67$366.67
Insurance / mo$150.00$150.00$150.00
MI / mo$286.38$286.38$79.20
HOA / mo$160.00$160.00$160.00
Total monthly$3,128.45$3,537.49$3,497.69
Cash to close$63,335$22,000$44,000