Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$187,550$187,550$346,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$158,950$0
Funding fee$938$938$0
Note rate3.560%3.560%7.400%
Blended rate3.560%5.597%7.640%
1st payment$1,096.65$1,096.65$2,399.10
2nd payment$0.00$1,059.67$0.00
Taxes / mo$319.58$319.58$319.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,566.23$2,625.90$2,937.98
Cash to close$197,450$38,500$38,500