Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,997	$191,997	$225,000
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$33,003	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	4.989%	7.640%
1st payment	$994.66	$994.66	$1,557.85
2nd payment	$0.00	$247.52	$0.00
Taxes / mo	$179.00	$179.00	$179.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.88	$157.88	$45.00
HOA / mo	$63.00	$63.00	$63.00
Total monthly	$1,544.54	$1,792.05	$1,994.85
Cash to close	$58,003	$25,000	$25,000