Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$107,690$107,690$301,500
Remaining term (yrs)13.513.530.0
Secondary amount$0$193,810$0
Funding fee$0$0$0
Note rate4.930%4.930%7.400%
Blended rate5.780%7.207%7.640%
1st payment$903.81$903.81$2,087.53
2nd payment$0.00$1,292.07$0.00
Taxes / mo$175.08$175.08$175.08
Insurance / mo$150.00$150.00$150.00
MI / mo$120.21$120.21$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,349.11$2,641.18$2,472.91
Cash to close$227,310$33,500$33,500