Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$42,883	$42,883	$359,910
Remaining term (yrs)	5.3	5.3	30.0
Secondary amount	$0	$317,027	$0
Funding fee	$0	$0	$0
Note rate	5.350%	5.350%	7.400%
Blended rate	6.200%	7.565%	7.640%
1st payment	$761.40	$761.40	$2,491.94
2nd payment	$0.00	$2,047.47	$0.00
Taxes / mo	$109.63	$109.63	$109.63
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$96.58	$96.58	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,117.61	$3,165.08	$2,823.56
Cash to close	$357,017	$39,990	$39,990