Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$269,595	$269,595	$625,410
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$355,815	$0
Funding fee	$1,348	$1,348	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	5.621%	7.640%
1st payment	$1,278.71	$1,278.71	$4,330.21
2nd payment	$0.00	$2,297.97	$0.00
Taxes / mo	$225.67	$225.67	$225.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$125.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,671.05	$3,969.02	$4,847.63
Cash to close	$425,305	$69,490	$69,490