Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$331,164	$331,164	$886,500
Remaining term (yrs)	14.3	14.3	30.0
Secondary amount	$0	$555,336	$0
Funding fee	$1,656	$1,656	$0
Note rate	4.280%	4.280%	7.400%
Blended rate	4.280%	6.454%	7.640%
1st payment	$2,568.48	$2,568.48	$6,137.95
2nd payment	$0.00	$3,586.54	$0.00
Taxes / mo	$820.83	$820.83	$820.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$177.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,605.98	$7,192.52	$7,352.75
Cash to close	$653,836	$98,500	$98,500