Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$148,747	$148,747	$359,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$211,163	$0
Funding fee	$744	$744	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	5.828%	7.640%
1st payment	$719.52	$719.52	$2,491.94
2nd payment	$0.00	$1,363.76	$0.00
Taxes / mo	$109.17	$109.17	$109.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$1,023.69	$2,387.45	$2,868.10
Cash to close	$251,153	$39,990	$39,990