Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$10,178	$10,178	$377,747
Remaining term (yrs)	17.1	17.1	30.0
Secondary amount	$0	$367,570	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	7.640%	7.640%
1st payment	$62.05	$62.05	$2,615.44
2nd payment	$0.00	$2,373.89	$0.00
Taxes / mo	$169.19	$169.19	$169.19
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$8.94	$8.94	$75.55
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$390.17	$2,764.06	$3,010.18
Cash to close	$409,541	$41,972	$41,972