Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$1,076,989	$1,076,989	$1,259,910
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$182,921	$0
Funding fee	$0	$0	$0
Note rate	6.690%	6.690%	7.400%
Blended rate	7.240%	7.350%	7.640%
1st payment	$7,239.98	$7,239.98	$8,723.36
2nd payment	$0.00	$1,219.47	$0.00
Taxes / mo	$1,166.58	$1,166.58	$1,166.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$509.23	$509.23	$251.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$9,132.46	$10,351.93	$10,358.59
Cash to close	$322,911	$139,990	$139,990