Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,186	$130,186	$278,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$148,724	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	6.044%	7.640%
1st payment	$618.85	$618.85	$1,931.12
2nd payment	$0.00	$991.49	$0.00
Taxes / mo	$79.77	$79.77	$79.77
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.51	$104.51	$55.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$953.12	$1,944.61	$2,216.66
Cash to close	$179,714	$30,990	$30,990