Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,763$290,763$594,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$303,237$0
Funding fee$1,454$1,454$0
Note rate2.860%2.860%7.400%
Blended rate2.860%5.356%7.640%
1st payment$1,389.87$1,389.87$4,112.74
2nd payment$0.00$1,958.40$0.00
Taxes / mo$550.00$550.00$550.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.80
HOA / mo$160.00$160.00$160.00
Total monthly$2,266.54$4,224.94$5,108.20
Cash to close$369,237$66,000$66,000