Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$158,647	$158,647	$431,910
Remaining term (yrs)	16.7	16.7	30.0
Secondary amount	$0	$273,263	$0
Funding fee	$0	$0	$0
Note rate	3.250%	3.250%	7.400%
Blended rate	4.100%	6.409%	7.640%
1st payment	$1,020.74	$1,020.74	$2,990.46
2nd payment	$0.00	$1,764.83	$0.00
Taxes / mo	$301.92	$301.92	$301.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$166.13	$166.13	$86.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,655.46	$3,420.29	$3,545.42
Cash to close	$321,253	$47,990	$47,990