Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$416,785	$387,000
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$2,084	$0
Note rate	5.110%	7.400%
Blended rate	5.110%	7.640%
1st payment	$2,427.93	$2,679.51
2nd payment	$0.00	$0.00
Taxes / mo	$282.70	$282.70
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$77.40
HOA / mo	$215.00	$215.00
Total monthly	$3,075.63	$3,404.61
Cash to close	$13,215	$43,000