Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$126,485	$126,485	$174,600
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$48,115	$0
Funding fee	$0	$0	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.950%	6.066%	7.640%
1st payment	$711.67	$711.67	$1,208.90
2nd payment	$0.00	$360.86	$0.00
Taxes / mo	$161.67	$161.67	$161.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.33	$104.33	$34.92
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,127.66	$1,488.52	$1,555.48
Cash to close	$67,515	$19,400	$19,400