Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$357,506$357,506$386,910
Remaining term (yrs)27.427.430.0
Secondary amount$0$29,404$0
Funding fee$1,788$1,788$0
Note rate6.660%6.660%7.400%
Blended rate6.660%6.838%7.640%
1st payment$2,364.87$2,364.87$2,678.89
2nd payment$0.00$220.53$0.00
Taxes / mo$358.25$358.25$358.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.38
HOA / mo$541.00$541.00$541.00
Total monthly$3,414.12$3,634.65$3,805.52
Cash to close$72,394$42,990$42,990