Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,120$292,120$396,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$103,880$0
Funding fee$1,461$1,461$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.385%7.640%
1st payment$1,388.31$1,388.31$2,741.82
2nd payment$0.00$692.54$0.00
Taxes / mo$116.83$116.83$116.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$62.00$62.00$62.00
Total monthly$1,717.14$2,409.68$3,149.86
Cash to close$147,880$44,000$44,000