Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$254,868$254,868$350,100
Remaining term (yrs)28.428.430.0
Secondary amount$0$95,232$0
Funding fee$0$0$0
Note rate6.910%6.910%7.400%
Blended rate7.460%7.879%7.640%
1st payment$1,707.20$1,707.20$2,424.02
2nd payment$0.00$714.24$0.00
Taxes / mo$110.83$110.83$110.83
Insurance / mo$150.00$150.00$150.00
MI / mo$118.69$118.69$70.02
HOA / mo$70.00$70.00$70.00
Total monthly$2,156.72$2,870.96$2,824.88
Cash to close$134,132$38,900$38,900