Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$29,299	$29,299	$332,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$302,801	$0
Funding fee	$0	$0	$0
Note rate	6.930%	6.930%	7.400%
Blended rate	7.480%	7.726%	7.640%
1st payment	$207.62	$207.62	$2,299.39
2nd payment	$0.00	$1,955.59	$0.00
Taxes / mo	$191.83	$191.83	$191.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$13.74	$13.74	$66.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$563.19	$2,518.79	$2,707.65
Cash to close	$339,701	$36,900	$36,900