Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,117$233,117$287,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$53,983$0
Funding fee$0$0$0
Note rate3.030%3.030%7.400%
Blended rate3.880%4.843%7.640%
1st payment$1,142.78$1,142.78$1,987.82
2nd payment$0.00$404.87$0.00
Taxes / mo$77.00$77.00$77.00
Insurance / mo$150.00$150.00$150.00
MI / mo$191.26$191.26$57.42
HOA / mo$200.00$200.00$200.00
Total monthly$1,761.05$2,165.92$2,472.24
Cash to close$85,883$31,900$31,900