Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$375,997$375,997$400,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$46,753$0
Funding fee$1,880$1,880$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.956%7.640%
1st payment$2,201.39$2,201.39$2,772.98
2nd payment$0.00$462.66$0.00
Taxes / mo$370.83$370.83$370.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,722.22$3,184.89$3,373.91
Cash to close$69,003$22,250$44,500