Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$3,826	$3,826	$350,910
Remaining term (yrs)	38.3	38.3	30.0
Secondary amount	$0	$347,084	$0
Funding fee	$0	$0	$0
Note rate	6.600%	6.600%	7.400%
Blended rate	7.150%	7.743%	7.640%
1st payment	$22.87	$22.87	$2,429.63
2nd payment	$0.00	$2,241.58	$0.00
Taxes / mo	$243.25	$243.25	$243.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$1.77	$1.77	$70.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$417.89	$2,659.47	$2,893.06
Cash to close	$386,074	$38,990	$38,990