Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$481,651	$481,651	$1,079,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$597,449	$0
Funding fee	$2,408	$2,408	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	2.970%	5.616%	7.640%
1st payment	$2,302.58	$2,302.58	$7,471.47
2nd payment	$0.00	$3,858.53	$0.00
Taxes / mo	$373.42	$373.42	$373.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$215.82
HOA / mo	$115.00	$115.00	$115.00
Total monthly	$3,007.67	$6,866.19	$8,392.37
Cash to close	$717,349	$119,900	$119,900