Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$891,923	$891,923	$926,100
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$34,177	$0
Funding fee	$0	$0	$0
Note rate	6.950%	6.950%	7.400%
Blended rate	7.500%	7.555%	7.640%
1st payment	$6,038.11	$6,038.11	$6,412.13
2nd payment	$0.00	$256.33	$0.00
Taxes / mo	$857.50	$857.50	$857.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$418.08	$418.08	$185.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$7,530.36	$7,786.68	$7,671.52
Cash to close	$137,077	$102,900	$102,900