Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$352,905$352,905$414,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$61,095$0
Funding fee$0$0$0
Note rate6.420%6.420%7.400%
Blended rate6.970%7.270%7.640%
1st payment$2,306.23$2,306.23$2,866.45
2nd payment$0.00$458.21$0.00
Taxes / mo$178.83$178.83$178.83
Insurance / mo$166.67$166.67$166.67
MI / mo$168.63$168.63$82.80
HOA / mo$27.67$27.67$27.67
Total monthly$2,848.04$3,306.25$3,322.42
Cash to close$107,095$46,000$46,000