Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$321,437	$321,437	$787,500
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$466,063	$0
Funding fee	$0	$0	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.880%	6.579%	7.640%
1st payment	$1,860.05	$1,860.05	$5,452.49
2nd payment	$0.00	$3,009.99	$0.00
Taxes / mo	$729.17	$729.17	$729.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$274.98	$274.98	$157.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,080.85	$6,090.85	$6,555.82
Cash to close	$553,563	$87,500	$87,500