Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$156,110	$156,110	$355,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$199,390	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	6.046%	7.640%
1st payment	$731.70	$731.70	$2,461.41
2nd payment	$0.00	$1,329.26	$0.00
Taxes / mo	$15.58	$15.58	$15.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.78	$127.78	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,025.06	$2,354.33	$2,698.09
Cash to close	$238,890	$39,500	$39,500