Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$13,442$13,442$305,100
Remaining term (yrs)27.827.830.0
Secondary amount$0$291,658$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.719%7.640%
1st payment$87.06$87.06$2,112.45
2nd payment$0.00$1,883.63$0.00
Taxes / mo$151.00$151.00$151.00
Insurance / mo$150.00$150.00$150.00
MI / mo$6.31$6.31$61.02
HOA / mo$387.00$387.00$387.00
Total monthly$781.37$2,665.00$2,861.47
Cash to close$325,558$33,900$33,900