Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$415,771	$415,771	$1,125,000
Remaining term (yrs)	23.1	23.1	30.0
Secondary amount	$0	$709,229	$0
Funding fee	$2,079	$2,079	$0
Note rate	3.640%	3.640%	7.400%
Blended rate	3.640%	6.231%	7.640%
1st payment	$2,210.83	$2,210.83	$7,789.27
2nd payment	$0.00	$4,580.44	$0.00
Taxes / mo	$1,041.67	$1,041.67	$1,041.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$225.00
HOA / mo	$250.00	$250.00	$250.00
Total monthly	$3,719.17	$8,299.60	$9,522.61
Cash to close	$834,229	$125,000	$125,000