Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,182	$178,182	$324,000
Remaining term (yrs)	8.6	8.6	30.0
Secondary amount	$0	$145,818	$0
Funding fee	$0	$0	$0
Note rate	4.820%	4.820%	7.400%
Blended rate	5.670%	6.719%	7.640%
1st payment	$2,083.25	$2,083.25	$2,243.31
2nd payment	$0.00	$972.12	$0.00
Taxes / mo	$395.83	$395.83	$395.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$280.61	$280.61	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,909.69	$3,881.81	$2,853.94
Cash to close	$181,818	$36,000	$36,000