Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$83,171$83,171$297,000
Remaining term (yrs)16.116.130.0
Secondary amount$0$213,829$0
Funding fee$0$0$0
Note rate3.420%3.420%7.400%
Blended rate4.270%6.775%7.640%
1st payment$556.55$556.55$2,056.37
2nd payment$0.00$1,380.98$0.00
Taxes / mo$94.77$94.77$94.77
Insurance / mo$150.00$150.00$150.00
MI / mo$88.67$88.67$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$889.99$2,270.97$2,360.53
Cash to close$246,829$33,000$33,000