Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$611,790	$611,790	$665,100
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$53,310	$0
Funding fee	$3,059	$3,059	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	6.562%	7.640%
1st payment	$3,895.20	$3,895.20	$4,605.02
2nd payment	$0.00	$399.82	$0.00
Taxes / mo	$379.08	$379.08	$379.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$133.02
HOA / mo	$25.33	$25.33	$25.33
Total monthly	$4,516.28	$4,916.10	$5,359.12
Cash to close	$127,210	$73,900	$73,900