Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$387,418$387,418$414,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$26,582$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.162%7.640%
1st payment$1,820.93$1,820.93$2,866.45
2nd payment$0.00$199.37$0.00
Taxes / mo$505.75$505.75$505.75
Insurance / mo$166.67$166.67$166.67
MI / mo$306.72$306.72$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,800.06$2,999.43$3,621.67
Cash to close$72,582$46,000$46,000