Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$453,779	$453,779	$764,910
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$311,131	$0
Funding fee	$2,269	$2,269	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	4.754%	7.640%
1st payment	$2,116.60	$2,116.60	$5,296.08
2nd payment	$0.00	$2,009.39	$0.00
Taxes / mo	$407.08	$407.08	$407.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$152.98
HOA / mo	$59.33	$59.33	$59.33
Total monthly	$2,799.68	$4,809.07	$6,132.14
Cash to close	$396,121	$84,990	$84,990