Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,648$266,648$370,800
Remaining term (yrs)24.424.430.0
Secondary amount$0$104,152$0
Funding fee$1,333$1,333$0
Note rate2.660%2.660%7.400%
Blended rate2.660%4.160%7.640%
1st payment$1,235.34$1,235.34$2,567.34
2nd payment$0.00$694.35$0.00
Taxes / mo$343.33$343.33$343.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.16
HOA / mo$0.00$0.00$0.00
Total monthly$1,728.68$2,423.03$3,134.84
Cash to close$145,352$41,200$41,200