Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,437$348,437$396,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$47,563$0
Funding fee$1,742$1,742$0
Note rate6.490%6.490%7.400%
Blended rate6.490%6.791%7.640%
1st payment$2,249.84$2,249.84$2,741.82
2nd payment$0.00$356.72$0.00
Taxes / mo$146.83$146.83$146.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$13.00$13.00$13.00
Total monthly$2,559.67$2,916.39$3,130.86
Cash to close$91,563$44,000$44,000