Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$176,648	$169,199
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$883	$0
Note rate	2.800%	7.400%
Blended rate	2.800%	7.640%
1st payment	$817.54	$1,171.50
2nd payment	$0.00	$0.00
Taxes / mo	$68.45	$68.45
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$33.84
HOA / mo	$486.00	$486.00
Total monthly	$1,522.00	$1,909.79
Cash to close	$11,351	$18,800