Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$282,448	$282,448	$296,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$30,957	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.607%	7.640%
1st payment	$1,342.64	$1,342.64	$2,055.74
2nd payment	$0.00	$306.34	$0.00
Taxes / mo	$103.42	$103.42	$103.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$226.73	$226.73	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,822.79	$2,129.13	$2,368.54
Cash to close	$47,452	$16,495	$32,990